Changelog

Extended transaction details are now returned in the /transactions/{transactionId} response for all transaction types. 

As of 10.11.2023 Handelsbanken is merging into Jyske Bank. 

Please reach out to Jyske Bank to sign up for their PSD2 API. 

Customers are automatically moved to Jyske Bank. Consents on the existing platform will expire and the PSU will need to give consent to AIS on the Jyske Bank platform.

Possibility to bypass the language selection screen in the MitID authentication flows

To avoid language selection screen in the authentication flows, it is now possible to provide the language as part of the query string parameter. Please refer to the MitID documentation linked on the payment flow page or consent flow page for more implementation specifications.

NemID will be phased out as authentication solution 31. October 2022. This is relevant for both PSD2 API and for all self-service portals of the banks.

MitID will take over as the new national strong customer authentication solution and MitID is already implemented and used by the PSUs today in the PSD2 API.

The Account Information Services, /accounts/{resourceId}/transactions/{transactionId} endpoint has been extended about additional information for international transfers.

If you want to know more please check out swagger definition.

As of 15.06.2022 Payment Initiation Services (PIS) version 1 will be deprecated from the dedicated interface. Please use the PIS version 2.0, which has been available since 11.06.2021.

Old endpoint to be deprecated as of 15.06.2022:

https://psd2api32.prod.bec.dk/eidas/1.0/v1/*

New endpoint with extended functionality to be used: 
https://psd2api32.prod.bec.dk/eidas/2.0/v1/*

10.02.2022

New Functions

New possibility for TTP to imposed  web-based authentication

The new function allows TPP to force the PSU authentication flow with the usage of web-based authentication. More technical information about the solution is available here. If you want to see API specification please check our swagger definition.

12.01.2022

New Functions

Structure to support batch booking transactions is now available in AIS

The Account Information Services API now supports a substructure to show batch booked transactions. for more information see the AIS API specification - especially look for the optional parameters named batchIndicator, batchNumberofTransactions and entryDetails. The parameters are part of the /accounts/{account-id}/transactions and /accounts/{account-id}/transactions/{id} endpoints

12.01.2022

Minor changes

Optimized flow for handling PSU authentications with MitID

The flow for handling PSU authentications with MitID has been optimized to decrease the number of interactions the PSU has to perform to do payment authentications.

08.11.2021

Breaking change

Salling Bank A/S is merging into Sparekassen Danmark

As of 08.11.2021 Salling Bank is merging into Sparekassen Danmark. Please reach out to Sparekassen Danmark to sign up for their PSD2 API. Customers are automatically moved to Sparekassen Danmark. Consents on the existing platform will expire and the PSU will need to give consent to AIS on the Sparekassen Danmark platform.

31.10.2021

Breaking change

BIL Danmark, filial af Banque Int. à Luxembourg SA is merging into Ringkjøbing Landbobank

As of 31.10.2021 BIL Danmark, filial af Banque Int. à Luxembourg SA is merging into Ringkjøbing Landbobank. Please reach out to Ringkjøbing Landbobank to sign up for their PSD2 API. Customers are manually moved to Ringkjøbing Landbobank. Consents on the existing platform will expire and the PSU will need to give consent to AIS on the Ringkjøbing Landbobank platform.

10.10.2021

Breaking change

Den Jyske Sparekasse is merging into Vestjysk Bank

As of 10.10.2021 Den Jyske Sparekasse is merging into Vestjysk Bank. Please use the psd2api19.prod.bec.dk url to connect to the account in Vestjysk Bank. Customers are automatically moved to Vestjysk Bank. Consents on the existing platform will expire and the PSU will need to give consent to AIS in Vestjysk Bank.

06.10.2021

New Functions

Introduction of new MitID SCA solution concurrently with the existing NemID SCA solution

New MitID SCA solution is generally introduced in Denmark. If the PSU has chosen to onboard to the MitID solution, the SCA solution for PSD2 API solution will also use the MitID as SCA flow. The existing NemID SCA solution will continue until all bank customers have converted to the MitID solution medio 2022.

There are no breaking changes in the way the SCA redirect links are working. 

BBAN changes on AIS

Following data related changes in the existing PSD2 Account Information Services API (AIS):

• All BBANs are now14 digits. Banks with 7 digits account numbers, were extended using '000' in the middle (from 11119879879 to 11110009879879). 
  For banks running with 10 digits account numbers the BBAN did not change as it was already 14 digits long.
• A new delimiter (\n) on remittanceInformationUnstructured in AIS. Format has changed from "AAA BBB CCC" to "AAA\nBBB\nCCC".
• accountOwnerName is available on GET /accounts in AIS if consents are created with the allAccountWithOwnerName access type. Until now the accountOwnerName has only been available on GET /accounts/{resourceId} endpoint.

15.07.2021

New Functions

Transaction balance now available on AIS

Transaction balance is now exposed in the Account Information Services API as a non breaking change. The transaction balance is of the type called closing booked.

08.12.2021

New Functions

Introduction of the psuMessage parameter in PIS

Potential error messages related to the payment initiation and PSU authentication will be provided in the psuMessage field is supported in version 2.0 of the PIS API and onwards. Please make sure to implement this psuMessage field in your integration to enhance your solution with a much better error handling.

11.06.2021

New Functions

Increased input parameters on PIS of various payment types

New version of PIS (2.0) increases the number of input parameters on PIS of various payment types. It is now possible to add, address, text to own account, text to recipient and creditor reference and other relevant fields on the various payment types. Please see the API specification for more information.

To use the new version of the PIS please switch from 1.0 to 2.0 - see how to in the example below: 
https://psd2api32.prod.bec.dk/eidas/1.0/v1/payments/domestic-credit-transfers 
https://psd2api32.prod.bec.dk/eidas/2.0/v1/payments/domestic-credit-transfers

12.02.2021

New Functions

Future dated payments available in AIS using the bookingStatus pending

Future dated payments are now available in the Account Information Services API using the bookingStatus "pending" or "both". The bookingStatus "booked" is still available as before. Please see more info in the  API specification for AIS: /accounts/{account-id}/transactions.

11.02.2021

New Functions

Bulk Payments functionality available in PIS

With the new functionality TPPs are able to initiate bulk payments and PSUs to authorize the payments using the Payment Initiation Services API (PIS). The bulk payment functionality initializes a collection of several payment initiation requests from the same debtor account. It is only possible to add same payment type to a bulk payment.

Batch booking functionality is also made available in bulk payment by using the batchBookingPreferred parameter. Batch booking is only supported for the payment types "domestic credit transfers" and "payment slips (01, 04, 15, 71, 73, 75)".

The bulk payment functionality is only available for business customers.

26.01.2021

New Functions

Possibility to initiate payments without debtor account

This release adds the functionality of initiating payment withoit a debtor account, The debtor account is then supplied by PSU during SCA flow.